Mr. Burkhalter's work includes reserve analyses, rate analyses and filings, Statements of Actuarial Opinion for insurance company Annual Statements, dividend calculations, regulatory consulting, self-funding feasibility studies, and expert witness testimony. He is a member of the Workers Compensation Committee of the Self-Insurance Institute of America and a member of the Insurance Advisory Council at the University of Mississippi.

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Prior to forming his consulting practice, Mr. Burkhalter held actuarial positions with two prominent carriers. At Southern Farm Bureau Casualty Insurance Company group (1993-1998), he held positions of Associate Actuary and Actuary, Assistant to State Manager. His responsibilities there included:

• Personal lines and commercial rate analysis and filings in six Southeastern states, representing over $700 million in written premium.

• Loss and loss expense reserve analyses for the 10 companies comprising that Farm Bureau group.

• Development and maintenance of extensive reserve analysis system

• Evaluation of reinsurance proposals

• Preparation of numerous internal statistical reports and actuarial analyses concerning profitability and reserve strength

As Regional Actuary for the St. Paul Fire & Marine Insurance Company (7/98 to 1/99), Mr. Burkhalter was responsible for all actuarial areas in the company's commercial operation and for all evaluation and report preparation for all financial and budgeting areas for the region.

From 2/91 to 10/93 Mr. Burkhalter was a Research Physicist at the U.S. Naval Research Laboratory, Stennis Space Center, MS.

Mr. Burkhalter is a Summa Cum Laude graduate of the University of Mississippi (1990), with a major in Physics and a minor in Mathematics and German. He received a Master of Science in Applied Physics (1992) at the University of New Orleans.